SamaKita - pinjaman online 1.0.0

Samakita is an online lending platform that is licensed and regulated by the OJK under No. KEP-95/D.05/2021. It offers unsecured online loans to prospective consumers for various personal and business needs.

Loan Products:

• Online cash loans: IDR 1,000,000.00 - IDR 12,000,000.00
• Duration: Shortest tenor is 91 days, longest is 360 days
• Low interest rate: 28% per annum (maximum)
• No service fees

Cost Calculation:

For instance, if the loan amount is IDR 3,000,000.00 with an annual interest rate of 18% for a tenor of 180 days (6 months), the interest and total cost would be calculated as follows:

• Interest = IDR 3,000,000.00 * 18% / 360 * 180 = IDR 270,000.00
• No service fees, hence total loan cost is IDR 270,000.00
• Total repayment amount is IDR 3,000,000.00 + IDR 270,000.00 = IDR 3,270,000.00
• Monthly payment due: (IDR 3,270,000.00) / 6 = IDR 545,000.00

Samakita enables users to obtain cash loans anytime and anywhere with a focus on convenience and security.

Samakita Offers:

• Transparent management fees
• Easy validation and submission process
• Flexible repayment options through all banks
• Compliance with local laws and regulations to ensure safety and privacy

Loan Application Requirements:

• Minimum age of 18 years and maximum of 55 years
• Indonesian citizen
• Must possess an identity card (KTP)
• Local bank account holder

Loan Process:

1. Download the application
2. Complete the information fields thoroughly
3. Select the desired loan amount and duration
4. Await review results
5. The funds will be credited to your account

Repayment Procedure:

You will receive an SMS reminder on the due date. Repayments can be made via bank transfer or ATM transfer, among other methods. Upon successful transfer, Samakita will automatically acknowledge receipt of payment, marking your loan as settled. Early loan repayment options are also available.

The platform prioritizes user safety and confidentiality, ensuring all personal information is secured against leaks.

Contact Us:

• Email: [email protected]
• Address: Blok WD2, Jl. Boulevard Raya, RT.11/RW.16, East Kelapa Gading, Kelapa Gading, North Jakarta City, Jakarta 14240